By popular demand: Ten more easy ways to save money

Ten more easy ways to save money
1. Most people are aware of the expense of eating out; this includes purchasing drinks such as coffee and bottled water. Make your own coffee and put it in a thermos or travel mug. Fill up a container with filtered water at home and chill it in the refrigerator or lunch box with a cold pack.
2. When shopping, be aware of the expiration dates on perishable items and canned goods.
3. Pay your bills on time and avoid late charges. Sign up for automatic bill pay when possible. Just be aware of when the payments are scheduled to be taken out and update your bank balance accordingly.
4. Keep your current car as long as possible. Compare the average money spent on repairs versus the approximate monthly installment on another vehicle. Keep your old car as long as the repair costs are low.
5. Maintain your car with regular oil changes. Also remember to check the air in your tires often. Use the grade of fuel that the owner’s manual recommends. These small acts lengthen the life of your car, giving you more years of use.
6. Regulate your electric use: When not in use, unplug electric appliances. Apparently, unplugging appliances, like your TV, instead of just switching it off can save a lot of electricity! When not in a room, switch off the lights and the fan.
7. Save on gas: You can save hundreds of dollars a year by comparing prices at different stations, pumping gas yourself, and using the lowest-octane called for in your owner’s manual. You can save up to $100 a year on gas by keeping your engine tuned and your tires inflated to their appropriate pressure.
8. Quit smoking. Pack-a-day habit? That’s easily $5 a day, or about $1,800 a year, that can go right into your savings. Search on the Internet to see if your state offers smoking cessation programs. Not only will you save money, but you’ll feel better, too.
9. Direct deposit is a savers best friend because the money is automatically taken out of your paycheck or account and put away into your IRA, 401(k) or money market account. You don’t have to do a thing except drop by your payroll department and/or your bank and fill out the forms. Do it today.
10. Go veggie. If you can do three meatless days a week (without substituting expensive fish), you could save $25 a week, which equals $100 a month, which equals $1,200 a year! Just don’t sit near me after eating those beans.

Sources:

http://www.dumblittleman.com/2008/01/30-easy-ways-to-save-money-and-no-you.html

http://moneycentral.msn.com/content/Savinganddebt/Savemoney/P36019.asp

http://moneycentral.msn.com/content/Savinganddebt/Savemoney/P36020.asp

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