Ten Easy Ways to Save Money

Ten Easy Ways to Save Money

Here are ten tips to help you save money for the year 2009:

1. When you go shopping, take a list with you. Only buy what is on the list, which will helps prevent impulse buying.

2. When you go shopping, only take cash; leave the credit cards at home. Although paying with credit cards allows you to pay at the end of the month, there’s something about seeing that green actually leave your hand – you will tend to spend less.

3. Don’t use credit cards. If you must use them, pay them off at the end of the month. You will save a lot of money on interest charges.

4. Keep a log of your spending. This will show you exactly where your money is going.

5. Sit down with your spouse or significant other and work out a realistic budget and stick to it. Begin an emergency fund and put away a small amount each month for unexpected expenses.

6. Buy smaller portions of meat. The prices of meat have skyrocketed and often those excess amounts wind up in the garbage. Refrigerate (and use) leftovers.

7. Eat fresh vegetables. Purchase some of the less expensive vegetables and get out your cookbook for recipes. Freeze or refrigerate leftovers. Often, I divide a large bag of fresh vegetables in half and make it last for two meals.

8. Buy cloth wipes that you can wash and reuse instead of paper towels. It’s better for the environment and you will save money.

9. Go shopping regularly, at least once a week. Opt for basics like rice, potatoes and pasta instead of boxed side-dishes. They have fewer additives and cost less. You can plan a trip once a month to a discount outlet and buy items in bulk if you have a need for large quantities.

10. Avoid eating out when possible. Keeping your home stocked with food to prepare for meals; this will lessen the temptation to eat out. Pack your lunch for work.

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One Response to “Ten Easy Ways to Save Money”

  1. nice post
    Everyone can save money in small and seemingly insignificant areas if you know how and where to do it.

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